Construction Equipment Malfunctions and Workers’ Compensation

Working on a construction site comes with many hazards, and accidents have the potential to do serious damage. The Occupational Safety and Health Administration reports that one-fifth of worker deaths occur in construction accidents each year. In such a hazardous environment, workers expect that their equipment will operate properly and safely. When heavy machinery malfunctions, construction workers can suffer serious injury or death. Heavy-duty construction equipment such as cranes, forklifts, scaffolding, excavation equipment, trucks, and welding equipment can malfunction for a variety of reasons, some of which are the fault of the manufacturer and some of which are the fault of the operator or maintainer. Power tools can also malfunction due to a defect or failure to follow safety procedures, causing burns, electrocutions, or other accidents. The most common causes of malfunctioning construction equipment are:

  • Improper operation or operator error
  • Failure to properly maintain equipment
  • Defective equipment
  • Use of equipment beyond its designed purpose

Two of the most devastating construction accidents include crane collapse and scaffolding collapse. Scaffolding and cranes are typically several stories high and can crush workers with several tons of metal. If death doesn’t occur, victims may experience devastating injuries including brain injuries, spinal cord injuries, amputations, lacerations, broken bones, or internal organ damage. Beyond the physical bodily harm caused by the accident, victims may experience financial devastation and psychological trauma affecting their relationships and ability to work. Employees injured in a machinery malfunction may be entitled to workers’ compensation.

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Types of Medical Malpractice Cases

Medical malpractice is a form of wrongful death and personal injury claim, according to the lawyers at Crowe & Mulvey, LLP. It is defined as the failure of a medical professional to provide proper care and treatment, leading to the injury or death of a patient. According to Nolo, an online hub for legal information, just because a patient was unsatisfied with a treatment, it does not automatically account for medical malpractice. For a case to be considered medical malpractice, there has to be some sort of negligence from the part of the medical professional, like when a doctor or a nurse potentially put the patient in danger because of the lack of knowledge about the practice.

Most medical malpractice lawsuits allege medical professionals of misdiagnosis or delayed diagnosis, as said by Nolo. The delay or misdiagnosis may lead to the patient missing the chance to be provided with surgery, treatment, or medication at the right time, which could lead to critical condition or death.

Birth injuries are also a well-known type of medical malpractice, and cerebral palsy is just one of the many injuries during childbirth that may have rooted from a professional’s negligence. The carelessness of a doctor during a woman’s pregnancy may also lead to adverse effects, like the failure to identify different complications, which would later take toll on the woman or the child.

A study back in 2006 proved that incorrect amount, incorrect prescription dosage, and just medication errors in general affect 1.5 million people in the country each year, according to Nolo. The excess or lack in the drugs may be the reason for the injury of the person.

Medical malpractice is one of the hardest cases to tackle under personal injury, because it requires an intensive look into the medical history of a patient and the medical records provided. Should one find himself/herself in a position where a medical professional has done them wrong, it is best to consult a personal injury lawyer to understand the situation further. This article dives further into problems associated with medical malpractice.

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What is Chapter 20 Bankruptcy?

For starters, ‘Chapter 20’ bankruptcy is not one process like other forms of bankruptcy. Chapter 20 is actually a combination of both chapter 7 and chapter 13 bankruptcies. According to the website of Erin B. Shank, PC, chapter 7 is filed first in order to discharge unsecured debts before a chapter 13 is filed in order to set up a payment plan to pay off your remaining debts, which is often unpaid taxes. There are a couple benefits and reasons why chapter 20 bankruptcy might be the best option for you.

One of the foremost benefits of chapter 20 bankruptcy is that it can help you to qualify for chapter 13. Chapter 13 bankruptcy is beneficial because it allows you to set up a payment plan over the course of three to five years so you can pay off your debt, or at least catch up on payments, without stretching yourself too thin or having to suffer from relentless collectors. However, chapter 13 has debt limits in its qualifications. If your debt exceeds the limits, then you will be unable to file for chapter 13. Thankfully, chapter 20 can be a remedy for this. The first step in chapter 20 is filing for chapter 7, which can discharge some, or all, of your unsecured debt. This can make it to where you are within the limits and able to file for chapter 13.

Chapter 20 bankruptcy will also allow you to focus primarily on your priority and secured debts, such as your mortgage payments or unpaid taxes. If you filed only a chapter 13, then you may be required to also pay back a portion of your unsecured debts, such as credit cards, on top of your priority and secured debts. However, in chapter 20, you would first file for chapter 7, which would eliminate all or most of your unsecured debts. This would leave you with only the most important and serious debts to pay back, and allow you to commit to a payment plan that will get you out of debt faster or be more manageable for you over time.

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Your Neighbor’s Dog and You

According to the website of Ravid & Assoc, dogs are one of the most popular pets in the US, and according to the United States Census Bureau, millions of households in the US own at least one dog. Odds are, at least one of your neighbors has a dog. Hopefully, they take good care of their pet and you get along with them well. Sadly, that is not always the case. Hundreds of thousands of people go to the emergency room every year for dog bites. While every situation doesn’t escalate to a dog bite or attack, it is something to be wary of if your neighbor’s dog appears particularly aggressive. However, there are a few things you can do to ensure that you live peacefully with your neighbor and their dog. In the ideal situation there is no threat of an attack, either because the dog is well behaved or because the owner keeps them appropriately secured.

However, the dog can still bark excessively and cause friction between you and your neighbor. In a situation such as this, communication is key. It is important to talk with your neighbor yourself and try to remedy the situation before ever contacting the police in order to prevent a long term grudge from forming. When speaking to your neighbor about their dog, remember to be calm and try to avoid accusations or blame – for many people, their pets are like their children, and how they raise them can be a sensitive issue. Unfortunately, not every situation is ideal. Sometimes dogs get out or owners are not proactive enough to securely keep their dog in their yard.

When owners allow their dogs to escape their yard, it puts not only the dog in danger but yourself as well. Just like the website of Abel Law Firm states, it can be difficult to tell the difference between an aggressive dog and a friendly one. If a dog you are not familiar with approaches you with a stiff demeanor, head down, with teeth bared or growling, it is best for you to try to remove yourself discretely from the situation. If you know the owner of the dog, try to contact them and let them know their dog is loose. If you cannot contact them quickly, or they do not take action quickly, you will have to contact the authorities to come and safely collect the dog in order to prevent any bites or attacks to others.

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What is an SR-22?

Most cautious drivers can go the entirety of their life without needing to know what an SR-22 form is and what it is needed for. Most people generally have an idea or vague notion that it has to do with car insurance, but there is a little more to it than that. For those of us who aren’t as cautious on the road, are a little forgetful at times, or are just plain unlucky, we need to know what the SR-22 is for and when we might need to file one.

What is it? The SR-22 isn’t necessarily insurance, but rather a form of verification. If you do not have car insurance and need to file an SR-22 form, then you will first have to purchase car insurance. If you already have it, then you will need to submit this form to your car insurance agency. What they will then do is send a form to the Secretary of State that lets the big guys know that you have proper coverage. What this is meant to do is make sure that any at-risk drivers (more on that in a bit) have the proper coverage. While an SR-22 doesn’t necessarily mean a type of insurance, your current coverage may have to be extended or your new coverage might be more expensive, depending on the particular company and your driving record.

Who needs it? Drivers who are considered to be at-risk are the ones who will have to file an SR-22. Drivers can be considered as at-risk when they are charged with a DUI, have an accident without insurance, or have more than three moving violations within one year. Part of your ‘punishment’ for these crimes will be filing at SR-22, to make sure that you have enough coverage. If your license was revoked or suspended, then an SR-22 will also be necessary to have this lifted so you can continue driving legally.

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